Small Business Retirement Plans

Small Business Retirement Plans: Secure Your Future with Customized Solutions

Design a Strong Financial Future with Small Business Retirement Plans from Baker & Company Retirement Strategists

Planning for retirement is not just an individual priority—it’s essential for your business’s long-term success and growth. At Baker & Company Retirement Strategists, we specialize in helping businesses throughout East Tennessee design customized retirement plans that provide financial security for business owners and employees alike. Our goal is to create tailored retirement plans that not only meet your business’s unique needs but also offer tax-saving opportunitiesto maximize your contributions and reduce your tax burden.

Offering a well-structured retirement plan is a smart business decision that helps attract and retain top talent, fosters employee loyalty, and provides business owners with tax-efficient ways to accumulate wealth for their future. Whether your business is a small family-run operation or a growing company with multiple employees, we provide expert advice and solutions to build a retirement strategy that aligns with your financial goals.

Planning for the future doesn’t have to be complicated—let Baker & Company Retirement Strategists help you design a retirement plan that meets your needs. Schedule a free consultation today, and our experts will walk you through your options, explain the benefits of defined contribution and defined benefit plans, and customize a solution that positions your business for long-term success.

Explore Your Retirement Plan Options

We offer a variety of small business retirement plans, each designed to suit different financial goals and employee needs.

Defined Contribution Plans

Defined contribution plans, such as 401(k) plans and profit-sharing plans, allow both business owners and employees to contribute toward their retirement savings. Contributions are typically tax-deductible, providing a valuable tax advantage for your business while helping employees build their financial futures. These plans offer flexibility, allowing employees to manage their investments while benefiting from employer matches or profit-sharing contributions.

Defined Benefit Plans

For business owners seeking higher contribution limits and guaranteed retirement income, defined benefit plans provide the ideal solution. These plans offer predictable retirement payouts based on salary and years of service, making them a powerful tool for tax-efficient wealth accumulation. We design custom-defined benefit plans that allow business owners to maximize contributions and receive the largest permissible share of total contributions, ensuring a secure financial future.

Combination Plans

We also offer combination plans that integrate both defined contribution and defined benefit elements, providing business owners with increased flexibility to meet their retirement savings goals. These hybrid plans offer the best of both worlds—allowing for high contributions while providing tax advantages for both the business and its employees.

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Small Business Retirement Plans

Small Business Retirement Plans: Secure Your Future with Customized Solutions